Loan Amount:

$252,700 or less (known as a conforming loan)

Points:

Under 2%

Loan-to-Value Ratio:

80% or less (loan amount divided by property value)

State:

California

Property type:

Single family residence

Loan use:

Refinance your mortgage using the current balance.

Income documentation:

You are willing to document your sources of income

Prepayment penalty:

None